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Finance

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Record Financial Activities
Judith Bai
wBuck v0.91 helps keeping track of personal financial activities. It records transactions into a database, that is used to generate numerous reports and charts. It is menu-driven, with "on-line" and context-sensitive help. Data is entered by mouse clicks and one-line small edit-boxes. The user enters individual transactions and lets it do balances/totals calculations. Bank and credit card balances can be anticipated. Bar charts show resources and expenditure on yearly, monthly and daily basis. Having totals for a period for income, expenses, savings and taxes is helpful in tax return preparations. Report of total amount of shares along their cost can assist in capital gain calculation. Itemized reports with full transactions details are also produced. The database can be searched by any combination of various criteria (such as transaction year, a portion of transaction description) and found transactions are reported in details. It handles any currency, despite its name. Easy graphical interface installation; 644664 bytes.

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US, Cdn & other mortgages, lumpsum pmts
Harry Hollander
This program can calculate payments, remaining balance, amortization period, interest rate and affordable amount. Amortization schedule is in scrollable spreadsheet format with screen splitting and formatting capabilities. Payment distribution can be displayed in tabular form, in various reports and pie, line and bar charts. Nice screen displays and printouts. It does Canadian, American and foreign mortgages. It can be upgraded to a registered edition, which is capable of dealing with missed payments, late payments, lumpsum payments, interest changes, payment changes, variable rate mortgages, draw mortgages and customization of header text and logo on printouts; 1215793 bytes.

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Restructures mortgage payments to save $50000+
Stanford I. Rockefeller
Mortgage Manager v1.0.0.1 analyzes any mortgage by rescheduling the payments and saving $50,000-$150,000 on 15 to 30 year mortgages. No refinancing or changing lenders. No gimmicks or hassles. When enrolled it's automatic, cancel anytime after. This no-frills Freeware program is modest but it does the job in an easy to follow presentation with tables and a no fee ready-to-print enrollment form included at the end of the presentation. This program has already been used by many and radically reduced their mortgage payments and tripled their equity. There is nothing to lose. Enrollment is free, cancel anytime after; 904218 bytes.

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Portfolios management
Alaa Masoud
Masoud's Shares Manager ( MSharesManager) is a personal portfolios manager that makes it easy for you to manage your bought and sold shares. You can make a new database, add/delete/edit the shares that you bought or sold. Then you can see the history of a particular company that you have shares from. You can view these data as a chart or datasheet; 3974677 bytes.

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Plutonic Real Time Stock Quoter
Alistair McLeod
Plutonic Stock Quoter v0.32 (PSQ) is a Java application which displays price quotes for stocks and shares. Its multi-threaded design allows it to run "hands-free" on your desktop, retrieving the latest share prices as you get on with other things. PSQ allows you to split the shares you wish to track into individual Portfolios. Stocks can then be added to these portfolios and refreshed manually by the user, or automatically refreshed at user-specified intervals. PSQ also has some inbuilt graphing facilities; 138797 bytes

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Mng,exchg 169+ currencies
Didier Ladner
Currency Converter: Setup is done in English, but you choose the interface's tongue: French or English. More of 4500 peoples are using the French version, I hope English speaker will enjoy it too. Features: Bearing Exchange on 169 currencies. The data base currencies is updated via Internet in 15 seconds. You decide to update it or not. Version 1.7 makes it possible the update of the database to be carried out by direct-dialup, in protected mode behind a firewall or a proxy for example. This firewall can be SSL or normal. The software creates a 128 bit connection on your proxy SSL if it is necessary. Version 1.7 contains universal Time Zone on 190 cities around the world. Simple but practical calculators: Calculation of VAT, Calculation of loan, Calculation of saving; 2411488 bytes

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Personal financial planning software
Jim Rosetti
jRetirement Forecaster is an aid to retirement planning. You begin by listing your various incomes, and expenditures throughout your expected lifespan. Each income and expenditure has various fields that specify important facts about the item. For example for incomes, the user can enter when it starts and ends, if it grows annually and by how much, when it becomes eligible for withdrawal, if it is taxable, if the withdrawal is taxable, and more. This flexibility allows the user to account for various types of income that one may have. Similarly, the expenditures have similar flexibility. Once the data is entered, you hit calculate, and a year by year list of total assets, available assets, and expenditures is listed; 790523 bytes

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Rental property management
Kevin Noesner
RentTracker Lite v2.21 can help manage and organize rental units. Keep track of tenants, buildings, and even multiple owners with RentTracker. Produce reports for income and expenditure analyses, upload pictures of your buildings, print out receipts and mailing labels, plus much more; 7336689 bytes

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Stock ticker
Mike Spencer
CoolTick shows scrolling stock symbols with a variety of customizable data, such as: price, change, open, close, high, low, and volume. Other options include: update frequency, custom stock list and scroll speed, plus more; 78874 bytes

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Simple checkbook for Excel or Works
Joe Barta
A simple checkbook register. Requires MS Excel, MS Works or Sun's Star Office. It exactly emulates a paper checkbook register, except it does the math; 58780 bytes.

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